What's Covered*
- Burglary
- Building collapse including weight of snow/ice or windstorm
- Damage to stored vehicle, boat, or trailer
- Fire
- Water damage including mold and mildew
- Rodent & vermin
- Vandalism
Participating protection plans cover risks associated with the negligence of the store owner and are designed to be compliant with regulatory requirements set forth by the New York Department of Financial Services. The liability of the store owner is limited to the terms, limits, and conditions of the protection plan.
*Evidence of forced entry and police report required to file a burglary claim. Coverages are limited for Building Collapse, Damage to Stored Vehicle, Boat, or Trailer, Rodent/Vermin, and Mold and Mildew claims — please contact us for details. Water damage coverage does not extend to damage caused by flood/surface water.